Honoring Veterans: How Service Members Continue Building Communities Through Homeownership
This Veterans Day, we celebrate the brave men and women who have served our country and continue shaping their communities in new ways.
Through programs like the VA Home Loan, many veterans achieve the dream of owning a home with no down payment, no private mortgage insurance (PMI), and competitive interest rates.
The VA loan program - backed by the U.S. Department of Veterans Affairs - was designed to make homeownership more accessible for service members, veterans, and eligible surviving spouses. It helps remove traditional barriers many face when buying a home, especially first-time buyers.
To qualify, veterans generally need:
A valid Certificate of Eligibility (COE)
Sufficient income and a satisfactory credit history
The property to be used as a primary residence
However, it’s always best to speak with your mortgage lender to ensure you have the most up-to-date information and fully understand your eligibility and available options.
There are also limits on closing costs, and sellers are often allowed to contribute toward those expenses, making the process even more affordable.
Beyond buying, VA loans can also be used for refinancing existing mortgages or funding certain home improvements, helping veterans invest in long-term financial stability.
This Veterans Day, we honor those who served. Whether you’re a veteran looking to buy your first home, refinance, or invest in your future, the path to homeownership is one more way to build stability, equity, and legacy for yourself and your family.
👉 Learn more about VA loans and see if you qualify.
